Sunday, July 5, 2009

No pressure

I like the feeling of not having to blog on a regular basis if I don't want to... but I do log on daily and I still update my sidebars, stuff I always enjoyed doing. I think too I am a little tired of always working full-time. I had chosen to work part-time and did OK financially, but now I'm facing another 2 full months of 40 hour weeks and it's like I can't see the light at the end of the tunnel. I am not doing back-breaking work or anything, but it's not exactly what I signed up for. Not yet anyway.

Of course the money is good and I'm trying to put more in savings. Right now, ING is offering 3% on its TFSA for a while so it's worth putting the whole $5,000 in there if the money is available. (This is more than double their regular savings rate).

I have been spending some money at the local fruit stand, I like buying fresh and healthy but it's costing quite a bit... I'll try not to go as often as I don't leave there without $15 worth of stuff, at least. Today I managed another no spend day, my first in 5 days.

10 comments:

An ostrich named Sam said...

If this weather keeps up, your not missing much of the summer. If you kept to PT hours, how would it affect your pension? Or will it make much of a difference?

Some days I'd love just to work PT, but I'd never get out of debt.

I hope you have a great week at work.

Canadian Saver said...

Sam, right now it doesn't matter about the pension as I'm not even eligible until November 2010. Unless a full-time position became available, but I don't see anything until at least 6 months.

Have a great week too!

Sharon said...

CS, What is TSFA? I have an ING savings, and I was just curious.

Canadian Saver said...

Sharon, sorry, I should have specified it was for Canadians... we have a Tax Free Savings Account that we can put up to $5,000/year and not be taxed on the interest earned...

Christine said...

Great job on the no spend day. And I think buying healthy and fresh produce is a good thing. I think its a worthy spend. To better health! :)

J. Money said...

that is great you don't fell you "have to" blog daily! that's something hard for me to come to terms with, but i'm working on it :)

and fresh fruit! mmmmmm...i could go for some right now.

Gill - That British Woman said...

I hope things work out for you...

Gill

Heather said...

I havn't been around for a bit with the blogging world, I'm trying to get back into it again as I find it helps me to focus on my goals.

Love the updates you have made on your blog!

I have an ing account and saw the TSFA but I didn't look into it, I am off right now to check it out!

You are doing A-W-E-S-O-M-E!

Jerry said...

One of the things we like most about living overseas at the moment is the low cost of fresh fruits and vegetables, which leads to a lot of savings on the food budget compared to North America! Regarding working part-time, do you still get your insurance and other benefits when you are not working 40 hours?
Jerry
www.leads4insurance.com

Canadian Saver said...

Thanks everyone!

Heather, WOW, haven't seen you in more than a year! I'll go visit your blog and catch up.

Jerry, with my employer, we have medical benefits as soon as we start a part time/full time position, even with as little as 4 hours/week. The dental and vision are for a minimum of 12 hours/week... So yeah, you can definitely work less than 40 hours and still get benefits :-)